Lifestyle

Save It or Spend It: What to Do With Your Christmas Aguinaldo

Posted by SM SUPERMALLS on December 19, 2023

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There’s nothing like the giddy feeling of being handed Christmas money! But if you’re racking your brain for what exactly to do with that extra bit of cash, here are a few ideas that might help you make your decision.  

Team Spend 

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Explore new hobbies 

Wrap up 2023 by exploring a hobby you’ve always wanted to try! Bring out the artist in you with Prismacolor Classic Colored Pencil 72 Tin Case from Art Bar, which delivers high quality pigments for effortless blending and shading to your artwork. Or finally hit those boutique dance studios and spin classes in a new pair of Sprint Sneakers from Simply Shoes!  

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Gift yourself new experience 

Sometimes, the best Christmas gifts are experiences! From a relaxing body scrub to a package of hand and foot treatments, these SM Supermalls deals are guaranteed to make your holiday season a whole lot merrier.  

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Indulge in a delicious meal 

‘Tis the season to spoil ourselves with the most delicious holiday food! Whether you’re vibing solo for some well-deserved me-time or treating your loved ones at top restos like Kenny Roger’s, Classic Savory, and Shakey’s, SM Supermalls’ Dining Feasts are sure to satisfy all your Christmas cravings.  

 

Team Save 

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Stash as emergency cash 

While it can be tempting to spend every last peso of your Aguinaldo, it’s always a smart move to set aside a few bills. That way, you can rest assured you have cash on-hand should you (or any of your loved ones) find yourself in an emergency even well after the holiday season!  

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Open a Savings Account 

Want more protection over your holiday cash while staying liquid? Consider opening a savings account! Luckily, banks have it so much easier to find the right type of savings account, from BDO’s Peso Savings Accounts or China Bank’s Easi-Save Basic, which allows you to earn a 0.125% p.a. interest with just a P1,000 account balance.  

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Invest in a Time Deposit 

If you’ve ever wanted to try investing, time deposits are a great way to grow your money with almost zero risks! With BDO Peso Time Deposit, you can invest your extra Christmas cash for as low as P1,000, enjoy higher interest rates than regular savings accounts, and choose among flexible terms.  

What to do with your well-deserved Christmas money is entirely up to you. But whether you’re leaning towards Team Spend or Team Save, SM Supermalls and our partner brands are here to help you make the most of your Aguinaldo!  

Don’t forget to follow SM Supermalls on Facebook, TikTok, Instagram, and X to stay updated on all our holiday and year-long deals and promos. 

 

Read Also:

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